ZENCODE FOR NEOBANKS

Stand out from competition by making the best first impression! Grow your customer base by offering fully online, frictionless and sales driven onboarding. With integrated KYC and AML, and instant account access, your future customer will be able to join you in only a few minutes, completing product purchase and identity verification in a single, seamless process.

Implement multi-factor authentication methods such as push notifications, SMS codes, email codes, QR scanner logins, PIN, and biometric verification (face ID and fingerprint) to protect your customers' accounts. Enable the management of trusted devices for added security. Simplify the authorization process with intuitive methods, allowing users to quickly and securely approve
transactions, enhancing their daily banking experience while maintaining the highest security standards.

Offer your customers the flexibility they need
with our instant multi-currency accounts. Allow
them to open a new account online, access
account statements anytime, and top-up their
balance using various payment options.

Offer your customers both virtual and physical cards, with the convenience of online ordering and instant activation, in addition to safe online shopping with disposable virtual cards. Enable self-service tools to let customers manage their cards effortlessly, including options to freeze/unfreeze, request PIN changes, and replace lost or stolen cards. Enhance their experience with real-time notifications and robust security features. Provide a modern, flexible card management system to your customers.

Enable international transfers via SWIFT and SEPA, and offer instant P2P transfers. Local transfers based on the region, recipient management, and automated IBAN account lookup ensure your customers can manage their
payments with ease and confidence. For additional convenience, offer the option of generating and sharing QR codes and payments links, as well as sending money requests to contacts.

Our platform enables instant, transparent and automated currency conversions. Ensure your customers get the best value for their money when sending and receiving payments across different currencies.

Empower your customers to save effortlessly with our simple and useful savings. Provide instant account opening with personalized savings goals, easy fund transfers, as well as an option to grow their savings with interest.

Offer quick and frictionless lending application and origination that drives customer engagement. Allow custom and automatic repayment options and simplified management for borrowers, while gaining valuable insights into their behaviour.

Cater to entrepreneurs and small businesses with our versatile business banking solutions. Enable personal and business account management within the same app, provide instant business account creation, and support multi-currency accounts.

Simplify business payments with advanced features such as payment links for card and mobile payments, online invoicing, and batch payment management.

Offer business customers to streamline operations with customizable permissions and roles, enabling precise control over access and responsibilities. Allow them to monitor member activities in real-time and set up multi level approval rules to maintain transparency and enhance accountability in their organization.

Enhance your offerings with Zencode’s partner API integration. Our platform enables seamless connections with a range of external services, allowing you to enrich your product suite with customizable features tailored to your business needs. Integrate with accounting software for business users, connect to advanced analytics tools, and many more features...